Pay By FedNow® & RTP® + QuickBooks® Online: The Ultimate Payment Integration

What is Pay By FedNow® & RTP® and How Do They Work with QuickBooks®?

Today Payments is an Authorized Developer of Intuit offering a highly robust app that supports both QuickBooks’ desktop and online customers, provide merchants with the tools they need so they can focus more time on their customers and businesses, and less time on data entry.

Pay By FedNow® & RTP® Instant Payments: QuickBooks® Integration with SecureQBPlugin™ for B2B, C2B, B2C Transactions Customers

The Future of Instant Payments & Accounting Integration

In today’s fast-paced digital economy, businesses can’t afford to wait for payments to clear. Whether you're managing B2B invoices, C2B transactions, or B2C refunds, slow bank transfers, high credit card fees, and ACH delays can impact cash flow and operations.

But now, there’s a breakthrough solution—Pay By FedNow® & RTP® instant payments combined with QuickBooks® Online integration using SecureQBPlugin™.

With real-time transactions, automated reconciliation, and zero chargebacks, businesses can now:
✅ Send & receive instant payments directly within QuickBooks®.
✅ Eliminate credit card processing fees & ACH delays.
✅ Improve cash flow with 24/7/365 availability.

TodayPayments.com explaining how Pay By FedNow® & RTP® integrate with QuickBooks® Online using SecureQBPlugin™ to revolutionize B2B, C2B, and B2C transactions.


See
the features

QuickBooks® ACH, Cards, FedNow and Real-Time Payments

| 239 Shares | Tags: QuickBooks® Real-Time Payments Request for Payments

QuickBooks Online Software QuickBooks Accounting Software Image
  • ~ Automate Account Receivable Collection
  • ~ Automate Account Payable Payments
  • ~ One-time and Recurring Debits / Credits

Secure QB Plugin payment processing through QuickBooks ® specializes in the origination of moving money electronically.

Ask about our special: Using "Pay By FedNow" Request for Payments in QBO QuickBooks

Pay By FedNow® and RTP® (Real-Time Payments) are real-time bank-to-bank payment systems that allow businesses and consumers to send and receive funds instantly.

Now, with SecureQBPlugin™, businesses can seamlessly integrate these real-time payments with QuickBooks® Online, enabling:
✔ Instant B2B, C2B, and B2C transactions
✔ Automated invoice reconciliation in QuickBooks®
✔ Real-time updates for better cash flow management

Key Features of Pay By FedNow® & RTP® for QuickBooks® Users

✅ Instant Payments – Transactions settle within seconds, not days.
✅ QuickBooks® Online Integration – Payments sync automatically with invoices & accounts.
✅ No Processing Delays – Unlike ACH or wire transfers, payments are real-time.
✅ Lower Transaction Costs – Avoid expensive credit card & wire transfer fees.
✅ Secure & Fraud-Resistant – Payments are final and cannot be reversed.

B2B, C2B, B2C Customer Payments: How Pay By FedNow® & RTP® Help Businesses**

1. B2B (Business-to-Business) Payments

🔹 Pay suppliers, vendors, and service providers instantly.
🔹 Eliminate check payments, wire transfer fees, and ACH delays.
🔹 Speed up invoice processing and automate reconciliation in QuickBooks®.

2. C2B (Customer-to-Business) Payments

🔹 Allow customers to pay invoices instantly via FedNow® & RTP®.
🔹 Reduce credit card chargebacks and transaction fees.
🔹 Improve payment speed for retail, healthcare, and service industries.

3. B2C (Business-to-Customer) Payments

🔹 Send refunds, payroll, and customer rebates instantly.
🔹 Perfect for gig workers, freelancers, and on-demand payouts.
🔹 Avoid refund delays common with ACH and credit card transactions.

Pay By FedNow® & RTP® vs. Credit Cards & ACH: The Better Alternative

Comparison Table: Why Choose Instant Payments?

Feature

Pay By FedNow® & RTP®

Credit Cards

ACH Transfers

Processing Time

Instant (Seconds)

1-3 Business Days

1-3 Business Days

Availability

24/7/365

Limited by bank hours

Business Days Only

Transaction Fees

Low or No Fees

2-4% Per Transaction

Varies by Bank

Chargebacks

No Chargebacks

Chargebacks Allowed

Possible Reversals

Integration with QuickBooks®

✅ Seamless via SecureQBPlugin™

✅ Yes, but higher fees

✅ Yes, but slower processing

Key Takeaway:

Instant payments via Pay By FedNow® & RTP® + SecureQBPlugin™ provide the fastest, most secure, and cost-effective solution for QuickBooks® users.

Attributes:

  "Integrate Pay By FedNow® & RTP® with QuickBooks® Online"

  "How to use SecureQBPlugin™ for real-time QuickBooks® payments"

  "FedNow® vs. ACH vs. credit cards: Best payment method for businesses"

"How businesses can save money with Pay By FedNow® instant payments"

  "The fastest way to send and receive payments with QuickBooks®"

How to Integrate Pay By FedNow® & RTP® with QuickBooks® Online

Step-by-Step Integration Guide

✅ Step 1: Verify Your Bank’s Support for FedNow® & RTP® – Check if your financial institution offers real-time payments.

✅ Step 2: Set Up SecureQBPlugin™ – Download & install SecureQBPlugin™ to enable real-time payment integration with QuickBooks®.

✅ Step 3: Connect Your Bank Account – Link your FedNow® or RTP®-enabled bank account with QuickBooks® Online.

✅ Step 4: Enable Instant Payments for Invoices – Configure your QuickBooks® settings to accept payments via FedNow® & RTP®.

✅ Step 5: Start Sending & Receiving Instant Payments – Automate reconciliation, improve cash flow, and reduce transaction costs.

Upgrade to Instant Payments with QuickBooks® + SecureQBPlugin™

💡 Still dealing with ACH delays, credit card fees, and slow bank transfers? It’s time to move to real-time payments with Pay By FedNow® & RTP®!

Business Owners & Entrepreneurs: Get paid instantly, automate invoicing, and cut out middlemen fees.

QuickBooks® Users: Seamlessly integrate real-time payments using SecureQBPlugin™ and take control of your cash flow.

Freelancers & Gig Workers: Receive your earnings instantly—no more waiting for banks to process your payments!

Banks & Financial Institutions: Stay ahead of the competition by offering real-time transactions via Pay By FedNow® & RTP®.

🔹 Why wait days for payments when you can get paid in seconds?

🚀 Talk to US today, install SecureQBPlugin™, and start using Pay By FedNow® & RTP® for instant, seamless QuickBooks® transactions!

Request for Payment

Creation Request for Payment Bank File

Enhance Your Pay By FedNow using QuickBooks QBO integrating through SecureQBPlugin.com Payment Requests with FedNow’s ISO 20022 Messaging

Streamline Payments with Advanced Request for Payment Options:

Harness the power of FedNow's Request for Payment system to transform how you manage invoices and remittances. Our platform supports diverse data integration options, allowing payees to incorporate detailed invoice data directly within the RfP message or link to a comprehensive Merchant Page.

Flexible Invoice Details with ISO 20022 Messaging:

Leverage the flexibility of ISO 20022 messaging standards in our RfP system. You can choose to display crucial payment details directly in the message with a concise 140-character description, or through a dynamic "Hyper-Link" leading to a detailed Merchant Page. This Merchant Page can be hosted either on your website or TodayPayments.com/HostedPaymentPage.html through our seamless integration solution.

Customizable Merchant Pages for Enhanced Customer Experience:

Create a Merchant Page that not only details all the MIDs you own but also presents these options attractively to your customers through the RfP. This customization ensures that whether your payer opts for Real-Time Payment, Same-Day ACH, or Card transactions, they can easily navigate and complete their payments through a simple click on the hyperlink provided on your Merchant Page.

Call us, the .csv and or .xml Request for Payment (RfP) file you need while on your 1st phone call! We guarantee our reports work to your Bank and Credit Union. We were years ahead of competitors recognizing the benefits of RequestForPayment.com. We are not a Bank. Our function as a role as an "Accounting System" in Open Banking with Real-Time Payments to work with Billers to create the Request for Payment to upload the Biller's Bank online platform. U.S. Companies need help to learn the RfP message delivering their bank. Today Payments' ISO 20022 Payment Initiation (PAIN .013) show how to implement Create Real-Time Payments Request for Payment File up front delivering message from the Creditor (Payee) to it's bank. Most banks (FIs) will deliver the message Import and Batch files for their company depositors for both FedNow and Real-Time Payments (RtP). Once uploaded correctly, the Creditor's (Payee's) bank continuing through a "Payment Hub", will be the RtP Hub will be The Clearing House, with messaging to the Debtor's (Payer's) bank.

Our in-house QuickBooks payments experts are standing ready to help you make an informed decision to move your company's payment processing forward.

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